Simple is a mobile banking app that will help you to keep organized and control your funds in a non-traditional way. Its saving and budget tools will enable you to spend smarter. Its Safe-to-Spend and Goals modules will help you to make better and more intelligent financial decisions. Safe-to-Spend subtracts pending transactions, upcoming bill payments and saving goals from your available balance, in order to tell you how much you can spend. Goals gives you two options: “Save over time” and “Save it now”.
Its save and budget tools will enable you to spend smarter
Simple also includes tools to automatically categorize and analyze your spending, for you to have a clear insight of where your money goes; with plenty of details like location, time, type of merchant, etc. In addition, you can jot down a phone number, rate the purchase or snap a picture of every transaction. One of the most appreciated features from Simple is its reliable customer service. The Help staff can answer your queries through -almost instant- phone calls, emails or tweets. However, some users have criticized the fact that this in an invite-only app, something that restricts access to many people. After requesting to sign up, users will have to wait until they are given an account.
How to use this utility
Once you have gone through the download and installation process and got an account, you will get a Simple VISA card free from fees. With it, you will be able to withdraw cash from ATMs and make purchases like you do with ordinary bank debit cards. Simple will notify you with every transaction and change made in your account. You will receive alerts even if you have funds available. You can also make transfers or pay bills, for instance.
Simple knows people are concerned about their data privacy. That is why this banking utility consciously requires strong passwords as well as an extra PIN for blocking access to unauthorized users. This turns to be especially useful when your mobile gets stolen or lost. Similarly, Simple insures your money with the FDIC limit ($250,000 at the moment) and never sells or shares your personal information.
Simple 1.7.0 Features
The unique features of Simple are:
- Automatic synchronization of transactions with notifications
- Ability to attach images, comments or receipts to transactions
- Sends payments, adds payees and schedules one-time and recurring bill payments
- Goals module allows keeping track of the money being saved
- Allpoint network to find nearby free from fees ATMs (55,000 available)
- Built-in browser that supports hashtags
- Photo Check Deposit
- “Save over time” and “Save it now” options
- Memos to monitor and organize spending
- Ability to block and unblock your credit card directly from the app
- Visualize every transaction’s details: spending category, receipts, map location, etc.
- Instantly know how much you can spend thanks to Safe-to-Spend
If you want to read more information about this mobile banking utility before you download it, feel free to visit the developer’s site.
The minimum system requirements to correctly download and install Simple are listed below:
- Android 2.3 Gingerbread
- iOS 5.0 or later
- Compatible with iPad, iPhone, and iPod touch
SIMPLE 1.7.0 BE ABLE TO FIND GOOD TIPS ON HOW TO BE ABLE TO SPEND YOUR MONEY WISELY
By Keyvo Kimaita
On Friday, February 13, 2015
This is an application that helps the user to basically know how to spend their money wisely because it has various modules that helps you to safe spend your money and also give you goals concerning your money so that you ensure that you attain your financial goals.It helps know how to handle your upcoming bills and also how to handle the balance that you have currently by telling you how you can spend your money wisely and for me how great is this because I spend it and it has helped me to save tremendously and now I can say that I am almost achieving my financial goals hurray! In this application you can also be able to attach images and also receipts for the various transactions that you have been able to carry out.
SIMPLE 1.7.0 FEATURES
The following are the features for simple 1.7.0
You can be able to keep track of how you are spending your money.
It has some budgeting tools to help you on saving.
Simple application helps you to control how you spend your money.
- It is helps you keep track of your money
- It helps to save you money
- it is kind of complicated to use
Simple: the intuitive mobile banking application user review by James Meyette
By James Meyette
On Friday, August 22, 2014
Simple is a great mobile banking application which is very(as the name states) “Simple” the user interface isn't anything that you see in a lot of different applications out there where you have control of everything including your kitchen sink, but the main functionality is so washed out that it feels pointless to have downloaded the app to begin with.
At the same time of being so simple it is also just fancy enough to keep the user base alive due to a great balance of simplicity and functionality. If you have tried and tested the other million banking applications that are available but none of them seemed to fit the bit but you haven't brought yourself to try this one, Then I suggest that you give it a shot. I feel that you will not be unsatisfied with the choice of doing so.
Over all Simple is exactly as it says it is giving users a good balance of usability and simplicity making it great for nearly anyone(unless you like having control of your kitchen sink) =)
- Simple and easy to use mobile banking application
- Great balance between simplicity and functionality
- Some wish that it had more options(but then it wouldn't be simple)